About Todd Brannan
Todd Brannan is a Navy veteran, entrepreneur, and personal finance author based in San Antonio, Texas. After owning 22 vehicles over 51 years and spending more than $166,000 on transportation with nothing to show for it, he built a system to fix the problem permanently. His first book, Drive Any Car. Pay the Same. Forever., introduces the Car Life Cycle Fund — a fixed monthly payment system that funds every vehicle a person will ever own, without a bank loan, without payment increases, and without starting over every time a car wears out. Brannan is the founder of Fixed Point Press and the TAB Publishing Standard Series, a growing catalog of plain-language personal finance books built around practical systems, not financial theory.
Interview Topics
- Why most people replace one car payment with another for their entire lives — and never realize it.
- The five variables that determine whether your vehicle costs are financially sustainable over a lifetime.
- How one fixed monthly amount — directed to your own fund instead of a bank — covers every car you will ever drive.
- The 22-vehicle, 51-year story: what the numbers actually reveal about lifetime transportation costs.
- Why personal finance books describe the problem but rarely deliver a system — and what a real system looks like.